Credit Card Surcharges – What you need to know

In 2023, Governor Murphy signed P.L. 2023, c.146 (N.J.S.A. 56:8-156.1 and -156.2) into law, which, among other things, prohibits sellers from imposing a credit card surcharge that is greater than the actual cost to the seller to process the credit card payment. The Division of Consumer Affairs understands that consumers and merchants alike may have questions about the law. These FAQs are intended to help consumers and merchants understand their rights and obligations under the law.

Download the FAQ brief.